CreanoPay

 
Hadith
O you who have believed, do not consume one another's wealth unjustly but only (in lawful) business by mutual consent. And do not kill yourselves (or one another). Indeed, Allah is to you ever Merciful.
(Surat An-Nisa' 4:29 )
Easiest & Fastest Solution

CreanoPay Silver

With CreanoPay Silver, you can accept online and mobile payments - anytime, anywhere.

Now collecting payment is just clicks away without hassles. You can concentrate on running your own business and leave the payment collection to us.

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Easiest & Fastest Solution

CreanoPay Silver

From invoicing to collecting payments all done online

CreanoPay Silver allows you to collect your payment instantly and easily. From invoicing to payment collection, all can be easily done online.

You just need the email addresses of those whom you wish to collect your payment from and our system will do the rest for you.

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01 Invoicing
Create invoice and enter customer email address through CreanoPay.
02 Notification
Customer received email notification & visit link to view invoice created.
03 Make Payment
Customer proceed to make payment using their favourite online payment via CreanoPay.
EASY CREDIT CARD PAYMENT SOLUTION

CreanoPay Gold

Want a fast & easy way to collect your payments online and yet don’t want to miss out on online credit card payment option?

Now you can do just that with CreanoPay Gold. Sometimes, the Gold is all you need.

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EASY CREDIT CARD PAYMENT SOLUTION

CreanoPay Gold

More payment options for your customers to choose from

CreanoPay Gold allows to collect your payment not only via online bank. Your customers can now pay you using credit card as well.

It is fast & easy to use. You just need your customers’ email address. We will help you deliver your invoice & collect your payments for you.

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01 Invoicing
Create invoice and enter customer email address through CreanoPay.
02 Notification
Customer received email notification & visit link to view invoice created.
03 Choose & Pay
Customer proceed choose preferred payment method and make payment.
Ultimate Payment Gateway Solution

Creanopay API

With CreanoPay API, you can now integrate our safe & trustworthy payment gateway solution onto your very own website.

With CreanoPay API, you can offer various types of online payment solutions to your customers, including all different types of local online banking options, Unionpay, Visa Master and many more.

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Ultimate Payment Gateway Solution

CreanoPay API

Integrate our payment solutions onto your very own website

CreanoPay API allows you to collect payments on your own website. From selling products to providing services, your customer can easily make payment to you safely & instantly.

All that needed to be done is to simply integrate CreanoPay API onto your website with some easy steps and you are good to go.

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01 Visit Your Website
Customers visit your website to browse for products/services they are interested in.
02 Make Purchase
Customers proceed to make purchase of their desired products/services.
03 Choose & Pay
Customer proceed choose preferred payment method and make payment.
Auto Recurring payment collection

CreanoPay DEBIT

Feeling frustrated & troubled having to go through the hassle to follow up with your customers for their monthly debt?

With CreanoPay Debit, you can save all the trouble and save your precious time for yourself. We will help collect your monthly payments for you on time.

The best thing is....we will never forget!

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Auto Recurring Payment Collection

CreanoPay DEBIT

Recurring payment will automatically be transferred into your account

CreanoPay Debit allows you to automatically debit recurring payments from your customers bank account easily.

All you need to do is just to send an auto debit request to your customers. Upon their approval, we will automatically collect your payment for you base on your desired time & frequency.

Monthly payment collection couldn’t be easier.

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01 Send Request
Create and send a request to your customers to gain approval to debit payments from their bank account automatically based on the amount and time you set.
02 Request Approved
Customers received request via email and approved the request you sent.
03 Auto Debit Payment
CreanoPay will proceed to debit payment from your customers’ bank account based on the amount and time your customer approved on.
CREANOPAY DEBIT
The Solution for automated collection for recurring fund
RM 300 / Active Month
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Solution includes free usage of CreanoPay Silver & CreanoPay Gold
CREANOPAY API
Ultimate payment gateway solution for your website
RM 600 / Year
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Solution includes free usage of CreanoPay Silver & CreanoPay Gold
CREANOPAY GOLD
Fast & easy solution with added credit card payment option
FREE
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  • No Setup or
    Monthly Fee
  • Easy sign up
CREANOPAY SILVER
Fast & easy online payment solution
FREE
Sign Up Now
  • No Setup or
    Monthly Fee
  • Easy sign up
  • Immediate approval
Payment Modes
MEPS FPX* Online Bank Transfer
Yes Yes Yes Yes
UnionPay Online Payment
Yes Yes Yes Yes
Visa / MasterCard
  Yes Yes Yes
MEPS Direct Debit
      Yes
Solutions’ Pricings
One Time Setup Fee
Free Free RM 688.00 RM 1388.00
Maintenance Fee
Free Free RM 600 / Year RM 300 /
Active Month
Visa / MasterCard Registration Fees
Free RM 300.00 Free Free
UnionPay Services Charge
RM 10.00
per active month 		RM 10.00
per active month 		Free Free
Visa / MasterCard Services Charge
N/A RM 10.00
per active month 		Free Free
Application Approval Time
Immediate 5 working days 5 working days 2 Weeks
Transaction Fees
MyClear MEPS FPX
3.5% / transaction or min RM 1.50* 3.5% / transaction or min RM 1.50* 3.0% / transaction or min RM 1.50* 3.0% / transaction or min RM 1.50*
UnionPay
4.0% / transaction or min RM 1.50* 4.0% / transaction or min RM 1.50* 4.0% / transaction or min RM 1.50* 4.0% / transaction or min RM 1.50*
Visa / MasterCard
N/A 3.5% / transaction or min RM 1.50* 3.0% / transaction or min RM 1.50* 3.0% / transaction or min RM 1.50*
MyClear MEPS Direct Debit
N/A N/A N/A RM 4.00 / transaction
Customer Setup Fee (DDA Form)
N/A N/A N/A RM 5.00
Notification Fees
Email (Seller, Buyer)
Free Free Free Free
SMS (Optional)
RM 0.20 /SMS RM 0.20 /SMS RM 0.20 /SMS RM 0.20 /SMS
Other Fees
Transfer Fee
RM 2.00 RM 2.00 RM 2.00 RM 2.00

Why Choose Us?

  • We are Payment System Operator registered under Bank Negara Malaysia Financial Services Act 2012
  • MyClear Direct Assigned as TPA for FPX Online & Direct Debit
  • We are the first Direct Authorised Partner with UnionPay in Malaysia
  • Encrypted connection with enforced 256-bit SSL
  • 24 hours Fraud Monitoring & Early Dectection
  • Strong Password strength requirements
  • We are 3D Secure & PCI Compliance
  • Support Malaysia Online Bank Transfer
  • NO Hold Back Policy
  • Fast Approval
  • Easy Document submission
  • Short settlement period (T + 7 ~ 15 Working days)*
  • Low Transaction Fee
  • Transactions Notification Service : Email (FREE) & SMS (Optional) with low cost
  • Customer Service & Support
  • Mobile Apps
  • Loyalty Programme

Our Contacts
Feel Free to contact us
Address: 47B, Jalan Plumbum P/7P, Seksyen 7 40000 Shah Alam, Malaysia.
Telephone: +605-510 4243
E-mail: contact@creanolab.com